BudgetInsight

Financial intelligence for GnuCash.

BudgetInsight is a native macOS application designed to help you truly understand your personal and business finances from your GnuCash data. It syncs your accounting file into a lightning-fast local cache to give you actionable financial visibility without altering your ledger.

Instantly spot where cash flow is heading, see what changed from normal behavior, isolate one-time exception spikes, and discover recurring subscriptions that could be optimized or cancelled.

All Projects

BudgetInsight Executive Financial Overview on macOS

Key Features

Executive Financial Overview: High-level monthly income versus expense charts with net cash flow tracking across flexible time ranges (Last 30 Days, Last 12 Months, Calendar Year, All History).
Smart Review Center: Compares actual performance against a stable 12-month baseline ("Gap vs. Normal") to highlight primary variance drivers and spending outliers.
Recurring Expense Discovery: Automatically identifies active recurring subscriptions and unbudgeted candidates with direct click-through to transaction entries.
Whole-Budget Maintenance: Interactive budget editor supporting multiple frequencies (weekly, monthly, quarterly, annual), baseline suggestions, and complete draft/undo controls.
Deep Category Drill-Down & Trends: Explore exact categories or rolled-up parent groups, track spending trajectories over time, and inspect individual data points.
Split-Transaction Explorer: Search and inspect ledger entries with automatic counterparty account resolution and instant filtering by payee or funding source.
Tax Estimation & Planning: Federal and state progressive tax bracket calculations, quarterly payment breakdowns, and withholding suggestions.
Executive PDF Reports: Generate beautifully formatted multi-page PDF summaries ready for archival, presentation, or tax review.
100% Private & Local-First: Operates entirely on your local machine with no cloud sync, analytics, or third-party tracking.

Visual Tour

Designed natively for macOS.

Built with SwiftUI and Charts to deliver fast offline querying, instant local filtering, and native typography.

Monthly Income vs Expense chart across the 12-month calendar — Monthly Overview: Income vs. Expense comparison & net cash flow

Smart Review & Variance Center highlighting Gap vs Normal and recurring subscriptions — Review Center: Baseline variance tracking & recurring candidate discovery

Category Trend trajectory chart over 12 months — Category Trends: Multi-period aggregate trajectory and spending patterns

Requirements & Setup

macOS 14.0 (Sonoma) or newer.
Compatible with standard GnuCash files (XML and gzip formats).

Need support or have questions? Email support@ragingcoders.com.